Friday, August 24, 2012
Insurance for singles - I did not really need?
For the individual man and woman, will still need to take care of yourself and probably your parents. Therefore, it is essential that you also still fully cover the hospitalization with the purchase of the integrated protection offered by insurance companies.
Since they are independent, you might also want to buy insurance for disability so that you still have continuous flow of income, even if you can not work to support yourself. This income is useful for you to engage a little 'help and nursing care to pay for daily expenses. The Long-term care insurance, for example ElderShield offered by the government will take care of you financially in case you can not perform some activities of daily living such as washing / bathing, dressing, eating, going to bathroom, mobility and transfer in old age.
And do not think that you need a life insurance policy just because you are single. You should at least have a life insurance policy that critical illness cover so that they are able to use the winnings for some treatments and medications that you need to buy during his convalescence at home.
Finally, when you reach 55, you must purchase the insurance policy to rent to have a permanent flow of income given to you as long as you live.
So, with sufficient insurance coverage, we continue to lead a happy life to enjoy your retirement. So start planning and acting now!...
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